Approved for a payday loan, thankfully.
I’m not exactly proud of the fact I’ve run out of money less than two weeks after I got paid. I know exactly how I’ve done it…making a big purchase on the spot and not putting money aside for it. It was worth it though, it was all the things that I needed for my bedroom from Ikea and the paint. So I have a gorgeous bedroom again and no money.
So I’m sitting here with 16 days to go until I get paid again and all I have to my name is £40 in a savings account I can’t touch, £30 in my PayPal account that’s not linked to a bank and £15 worth of stuff to be returned to the shops at the weekend because they don’t fit.
Not a happy situation to be in really, is it? I had no option but to get a loan for the first time in my life. Although since I have a really bad credit history that I’m working on correcting I don’t have a good chance of being approved for a loan over a long period of time so I decided to check out some Pay Day Loans, and ended up going with one for £150 which I’ll pay back automatically on pay day. Plus I’m only paying £25 on top of the £150 loan, and it only took 5 minutes to apply and be approved. The money’s on it’s way to my bank account right now and it’s going to pay for my transport and pay off two bills due to come out my account at the start of next week. When I get paid in a fortnight I think I will have to give the boyfriend £100 to keep a hold for me so that I don’t spend it though…
