I’m currently sitting in bed, still in my PJs, waiting for the in-laws to leave on holiday so that I can jump downstairs and make breakfast and coffee without having to make smalltalk with my hair everywhere (seriously, having short hair is murder when you wake up) and yesterday’s eyeliner still on. I could, obviously, brush my hair and take the eyeliner off but I can’t be bothered. I’d rather stay a mess until I have to get ready for work. Hey, it’s Sunday I’m allowed!

Tomorrow is my 22nd birthday. I don’t want to be 22. I think I stopped wanting to get older when I was about to turn 20 and could no longer be a teenager. Being 22 means that the next milestone in my life is 30 and that’s a scary, scary thought. And the fact that I’m 22 and still cannot drive (legally), don’t have any savings and am in debt to my mother for nearly £3000 is rubbish. I still don’t have a concept of money, it just burns a hole in my pocket. The best example being that my mum gave me £50 yesterday as part of my birthday so that I could at least go out this weekend and have money to do so. I spent £20 of it getting to and from work (taxi each way because I was feeling lazy - how stupid am I?), about £6 on lunch yesterday, £5 on cigarettes, £2 on lottery tickets, £8 on random rubbish in the shop - Lucozade for the boy because he was hungover, cakes, smoked sausages for our dinner, a kids Lucky Bag because it’s the tackiest thing that I’ve ever seen, chocolate bars. So that leaves me with £10. And I’ve nothing major to show for it. Grrrrr. I should have put the whole lot of it in my ISA that I opened up yesterday. It’s the only way that I’ll save money - direct debit straight out my account into a taxfree account that I can save up to £3600 a year in. I’m planning on sticking just £50 a month into it. But I also have a direct debit going to my mum each month for £450 to cover my phone, Council Tax, dig money and the money that I owe her. Still, it leaves me with just over £300 a month to spend as I like, or save…

I’m using an app on my iPod Touch called PocketMoney to help me understand where I’m wasting money, even though I know that all my money goes on cigarettes, taxis and lunch in the shop. I’ve cut down the amount that I smoke but it’s not making much of a difference. And every so often I take lunch with me, but I’ve usually bought the stuff that I’m taking with me so it doesn’t make much difference.

Wonder how long it will be until I’m posting that I’ve ran out of money?